Summary of Career

Soledad has a bachelor degree in Business Administration and an MBA from Belford University, she is an active member of the ACFCS (Association of Certified Financial Crime Specialists) and has a joint ICHN-Cambridge University certification in English Proficiency.

Soledad has 20 years experience in the financial sector. She started her career in 1989 in The Chase Manhattan Bank, N.A., in the Risk Asset Management area, where she worked 8 years, leaving the bank in 1997 as 2VP to join American Express Bank, N.A. as Manager at country level of the areas of Compliance and Internal Control. After 5 years in AMEX, in 2002, the bank closed its operations in Chile. She later joins Banco Ripley as Senior Auditor in the Controller's Department and within a year the Board of Directors approves the creation of a Compliance Division, and appoints Soledad in charge of it, as Compliance Manager. Four years later, Soledad leaves Banco Ripley to join the Norwegian bank, DnB NOR Bank ASA, where she creates the areas of Compliance, Internal Control, Audit and Credit Administration while at the same time she was part of the management team where she participated in the approval request to the Superintendence of Banks of Chile for both the banking license and the green light to start operations in Chile. Both requests were approved and the bank started operations in Chile. Within a year Soledad joins Rabobank as part of the General Management as Project Manager where she stays approximately a year.

She actively participated in Local Banking Association's initiatives, being part of the special work task group that was put together to write and submit to Congress for approval, law 19.913 which meant creating the local FIU, called here UAF. Likewise she was part of the committee that created the first Procedures Manual for usage by the whole banking system, taking as basis for this AMEX bank manual as a model, with due approval by American Express' head office. She represented American Express and Banco Ripley as permanent member of the Legal, Controller's and Compliance committees of the Local Banking Association.

Soledad has also worked in corporate companies such as Exxon Corporation's wholly owned mining company, Disputada de Las Condes in areas of Controller's, Projects and Marketing Planning; in Wal-Mart Chile as Corporate Security Manager, in ACM Investments as Finance and Adm. Manager, a small company aimed at developing a project to recycle energy which was not viable in the end, and also, she has worked from time to time in biggest Head Hunting companies in the area of research. She has also performed organizational advisories, carrying out assessment/diagnostic, change proposal and reengineering.

Her specialty areas include: Regulatory and Corporate Compliance; Money Laundering and Terrorism Financing Prevention; Financial Crime Prevention, Criminal Responsibility of Legal Entities in relation to Money Laundering, Financing of Terrorism and Bribery of Domestic or Foreign Public Official (Law Nr. 20.393); Process Audit; Organizational Appraisal, Diagnostic and Reengineering.

Languages: Spanish and English